What happens if I crashed in a Company Truck?
People employed by certain companies often have to use the company truck for making deliveries or picking up goods. Unfortunately, accidents will happen. The situation can be very complex, especially if you are found to be at fault. At the end of the day, there will always be the issue of who is going to pay.
If you are injured in a crash, it is advisable to seek out the support of a personal injury attorney. Only they can give you the guidance you need when it comes to preserving your rights
The insurance company
This can be very tricky. If the truck is insured, the insurance company will cover the damages. If there are other injuries, the responsible party will be required to pay for it. In some cases, where there is a liability, the at-fault driver may be pressed to pay the company back.
This is why you will need an experienced Granbury truck accident attorney on your side. The professionals at the Cain Firm have a solid track record in defending personal injury and truck accident claims. These accidents can take a tremendous toll on the life of you and your family. Let an experienced firm help you reclaim your life.
Determining responsibility after the accident
When it comes to determining fault in employee vs. employer accidents, judges almost always rule that employers are responsible for their employees. The issue is, was the employee operating within the scope of employment. This is an issue that can be tricky. In most states, the rule is if the employee was working in the capacity of performing work-related activities, the employer is responsible. However, if the employee was in possession of the truck during off hours and has an accident, this can dramatically change things.
It is urgent that you consult an attorney as quickly as possible. Because there may be other factors that determine liability such as the car policy contract and whether or not there is a liability exclusion, the state where the accident happened, and the terms of the insurance policy. Insurance policies vary wildly. Even if the employee is driving, there can be coverage restrictions that could make them liable.
Intentional acts by the driver
As ridiculous as it may sound on its face, there are times when employees have intentionally damaged company vehicles. While in most cases, the employer is liable if the employee has an accident, there may be times when the employer is not. For instance, an employee would be liable if they intentionally wrecked the vehicle out of anger at someone at the company. If the accident is not related to company business, the employee will likely have to pay the company back.
If you have been involved in a company vehicle accident, you should find a personal injury attorney to represent your case today. While some issues may seem cut and dry, personal injury attorneys understand the law. They will utilize all of their knowledge and skill to gain a successful outcome.
The Cain Firm is more than ready to give you the representation you need. Call them today for a free, no-obligation consultation.