Hit by an Uninsured Driver in Texas? How UM/UIM Claims Work After a Serious Crash
If an uninsured or underinsured driver causes a crash in Texas, your own UM/UIM policy may provide compensation. These claims are complex, as your insurer may dispute fault, damages, or treatment necessity. Texas uses comparative fault, which can reduce your recovery. A Texas car accident lawyer can explain your policy, gather strong evidence of liability, help you avoid mistakes, and fight for the full value of your claim.