Fort Worth Uber Accident Lawyers Handling Complex Claims
Hit and Injured by an Uber or Lyft Driver? Get Legal Help From the Cain Firm
Ridesharing has become a convenient and affordable way for many Texans to get from place to place, but when a car accident happens during your ride, things can escalate fast. Whether you’re a passenger or the other driver involved, you deserve the right kind of legal help to get you the compensation you deserve.
Rideshare accidents are complicated—we make the process simple
Getting into an accident with rideshare companies like Uber, Lyft, and others can turn into complicated cases that require careful attention to detail and experience. At the Cain Firm, our Fort Worth Uber accident lawyers are well-informed about the insurance requirements and regulations of rideshare companies, so there’s no room to give them the upper hand. With our rideshare attorneys on your case, you can put your mind at ease and focus on what matters: healing.
What is a rideshare accident?
A rideshare accident occurs when a vehicle that is part of a rideshare service—such as Uber, Lyft, or other similar companies—is involved in a crash. This could be when you’re a passenger in a rideshare car, or if you’re the driver or passenger of another vehicle involved in a crash with a rideshare vehicle.
In Texas, rideshare accidents can involve complicated insurance issues, as the person driving the vehicle may not be directly responsible for covering the costs of the accident. Both the driver and the company itself could be liable for damages, depending on the specific details of the ride.
We stand ready to protect your rights, prove fault, and collect maximum tax-free payment for your injury claims.
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Who pays for an Uber accident?
The question of who pays for the damages in a rideshare accident can be confusing. The answer depends on a few different factors, including the status of the rideshare driver at the time of the accident.
- The rideshare driver: If the driver is at fault for the accident due to acts of negligence like distracted driving or speeding, their personal insurance may be used to cover the costs. However, rideshare drivers are often required to carry additional insurance coverage beyond personal auto insurance, which can affect who covers damages.
- The rideshare company: If the accident occurs while the driver is logged into the rideshare app or in the process of picking up or transporting a passenger, the rideshare company may be responsible for covering damages through their insurance. Both Uber and Lyft offer liability coverage to their drivers, but the amount of coverage available depends on the driver’s status at the time of the accident.
Rideshare driver status
Rideshare insurance coverage varies depending on the driver’s status at the time of the accident. There are three key statuses that determine which insurance policy applies to cover damages:
- Driver not logged in: If the driver is not logged into the rideshare app and is not actively working, then their personal insurance will be the primary coverage. In this case, the rideshare company’s insurance typically does not apply.
- Driver logged in and waiting for a ride: When the driver is logged into the app but waiting for a ride request, they may still be covered under the rideshare company’s insurance policy, but this coverage is usually limited. It’s often lower liability coverage than when the driver is in route to a passenger or carrying one.
- Driver in an active ride or in route to a passenger: When the rideshare, driver is actively transporting a passenger or is in route to pick them up, the rideshare company’s full insurance coverage should apply. This typically includes both liability and coverage for the driver’s injuries or damages if they are not at fault in the crash. However, if the driver is at fault, the insurance policy may still provide some protection for the other party involved.
Understanding how these statuses impact your claim is important because it can directly affect the amount of compensation you’re eligible for, especially if you’re the injured passenger or another driver involved in the accident.
Should I hire a lawyer after a Fort Worth rideshare accident?
Rideshare accident cases can be complicated, especially when it comes to determining fault and dealing with the insurance companies involved. In these cases, you might be up against not only the individual driver but also a large corporation with teams of lawyers working on their behalf. Insurance coverage can be tricky, with different rules for different statuses.
Hiring an experienced lawyer can help you work through the process and ensure that you’re not left with financial burdens from an accident that wasn’t your fault. Your attorney will work on a thorough investigation to gather evidence, speak to witnesses, and handle the legal side of things while still prioritizing your communication and understanding of your case.
Contact an Uber accident lawyer in Fort Worth today
Rideshare accidents in Texas may seem straightforward, but they come with possible challenges. Determining who is at fault, understanding the varying insurance coverage, and negotiating with insurance companies can be a lot to handle, especially when you’re up against big-name rideshare companies.
If you’ve been involved in a rideshare accident, you don’t have to face this alone. At the Cain Firm, we’re dedicated to helping you through every step of your case, making sure that your rights are protected and that you are fairly compensated.
Contact us today for a free consultation. We have two offices conveniently located in Fort Worth and Granbury.
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